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Archive | July, 2013

5 Great Part-Time Jobs While Going to College

5 Great Part-Time Jobs While Going to College

workstudyDue to the rising cost of college education, an increasing number of college students are having trouble making ends meet.

One of the best ways to deal with financial problems while in college is to get a part-time job. Other than easing your financial woes, a part-time job can also give you some valuable real-world work experience and a great opportunity to make new friends.

Here are five of the best part-time jobs for college students:

Barista

Coffee shops do not only help college students deal with sleep deprivation; they also provide excellent part-time job opportunities.

If you can get a job as a part-time barista at a Starbucks location, you can expect to earn between $7.50 and $10.00 per hour.

Starbucks also offers a great benefits package to its part-time employees, which include bonuses, paid time off, health and dental coverage, life and disability insurance, vision care and emergency financial aid. In order to be eligible for these benefits, you need to work at least 160 hours over a two-month period.

Whole Foods Employee

Whole Foods is one of Fortune Magazine’s “Top 100 Companies to Work For”, and it offers a wide range of part-time positions. The employees of Whole Foods make an average wage of close to $11.00 per hour.

You can get health insurance and other benefits after you have worked between 400 and 600 hours.

College Library Staff

Another great way to find a part-time job while you are in college is to join your college’s work-study program.

One of the best jobs you can get through the program is a library assistant or worker. Being a member of the library staff allows you to study while you are working and reduce commuting time.

However, most work-study employees make close to minimum wage, which can vary significantly from one state to another.

Computer Store Employee

Keep yourself updated with the latest tech gadgets by working in a computer store. Some computer stores, such as Apple, provide tuition assistance to employees who meet certain requirements.

As an employee of a computer store, you will also get discounts on computers, mobile devices and other gadgets.

Paid Intern

It is not easy to get a paid internship, but you will benefit greatly if you can get accepted for one.

Besides improving your financial situation, a paid internship provides hands-on work experience that is related to your field, boosts your resume and enables you to establish professional contacts that can be useful in the future.

Depending on your college’s requirements, you may also be able to get academic credit for your internship. Paid internships usually pay between $7.00 and $20.00 per hour.

Besides the above-mentioned jobs, there are many other part-time jobs that are suitable for college students. As such, it should not be difficult for you to find a job that suits your needs and schedule. All you need to do is ask around or browse through newspaper and online classified ads.

About The Author:

Today’s guest article comes from John McMalcolm. He is a freelance writer who writes on a wide range of subjects, from employment tips to Internet reputation management services.

Posted in Paying For College1 Comment

Paying for College 101: Financial Aid Options for Non-Citizens

Paying for College 101: Financial Aid Options for Non-Citizens

financialaidFor many young adults, transitioning from high school to college is a monumental and life-changing event. Those young adults who are U.S. citizens often rely on loans, financial aid and other forms of financial assistance to pay for at least some of their college education. After all, the average cost to attend one year of college at a public university for an in-state resident was about $22,261 in 2012, while overall prices for a private college education in 2012 averaged about $43,289. However, for the price of an education, you can generally enjoy a higher quality of life. Consider, for example, that the average individual with a Bachelor’s degree will earn almost twice that of an individual with only a high school diploma over a lifetime. A college degree may truly open doors for you. However, if you are a non-citizen with your goals set on attending one of the many fine colleges or universities in the United States, you may be wondering what your financial aid options are.

Federal Student Aid
Federal student aid is generally available for qualified or eligible citizens of the United States. However, some non-citizens may also be eligible. For example, you may be eligible for federal student aid as a non-citizen if you are a permanent resident alien with a green card or if your Arrival-Departure Record I-94 shows that you are a parolee, a conditional entrant, a Cuban-Haitian entrant, a refugee, or have been granted asylum. In addition, if you hold a T or T-1 visa, are a battered immigrant alien, or are a citizen of the Marshall Islands, Palau or Micronesia, you may qualify. Keep in mind that those who meet one of the requirements listed above may still need to meet additional eligibility requirements, so you should carefully review the eligibility requirements and contact the U.S. Department of Education’s department for financial aid for additional information.

Merit-Based Aid
Whether you qualify for federal student aid from the United States or not, you may still qualify for additional forms of aid. Merit aid is generally referred to as an academic scholarship, and these may be extended to you by the school where you apply or private organizations. You may also qualify for merit aid to attend a U.S. college or university through an organization or program in your native country. These scholarships may be awarded based on your performance in school, test scores, and other academic merits. There are hundreds of these scholarships available for eligible non-citizens, so you should carefully research these scholarships and apply for as many scholarships that meet your needs as possible. Scholarships can be found on popular college scholarship search engine sites like Scholarships.com and Fastweb.com.

Athletic Scholarships
Non-citizens who have considerable athletic ability may contact coaches at the colleges or universities of their choice about athletic scholarships. Generally, these coaches will want to see a student’s athletic ability through game films, and they may also want to visit the student’s school to watch the student perform in person. The athletic recruiting process generally begins several years before a student graduates, and the available athletic scholarships may be promised to students years ahead of time. Because of this, non-citizens who are interested in earning an athletic scholarship may consider contacting coaches early in their high school career. Universities interested in recruiting non-citizens can sponsor these student athletes with student visas.

Need-Based Assistance from Schools
Many colleges and universities provide need-based assistance to their students. Those non-citizens who come from underprivileged or lower income households may qualify for need-based assistance from some schools. The eligibility requirements formula that these schools use may vary considerably, so it is wise to learn more about the requirements for many schools. Some factors may include the cost of a college education at the school, the school’s definition of need, eligibility requirements for the school and other factors.

Work-Study Programs
It is important to note that student visas do not allow students to work full-time hours, but students may work up to 20 hours per week. This income may be used to pay for a portion of the student’s living expenses and college education. Many campuses offer work-study programs that are ideal for non-citizens to participate in. The jobs may be conveniently located close to the campus, and the work hours may be ideal for a student’s schedule.

Loans
While financial aid, scholarships and personal income from a work-study program may be a great way to pay for a portion of your college education, many young adults must also take out a loan to pay for the remainder of their education. Because loans will put a student into debt and must be repaid in the future, other forms of aid such as scholarships and financial aid should be exhausted before students use loans to fund their education. This can minimize the amount of debt the student gets into.

For most college students, regardless of their citizenship status, paying for college can be a challenge. Often, the solution to this challenge is to utilize a combination of financial aid sources, loans, and a part-time job to fully pay for their education. The money from these sources can be balanced with the course load for each semester to structure an affordable education plan.

About the Author:

 Today’s guest article comes from Logan Wheeler, who frequently writes about college life and global tax services for non-U.S. citizens.

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Understanding a School’s Sticker Price and How to Mitigate Shock

Understanding a School’s Sticker Price and How to Mitigate Shock

The following guest article is provided by Dr. Joie Jager-Hyman

Students may spend an entire high school career sweating and slaving to gain admission to the college of their dreams. However, the happy ending does not necessarily come with an acceptance letter: now someone has to pay for it.

Tuition bills have grown shockingly large. The rising cost of college tuition is a hot topic and for good reason: the “sticker price” for the most expensive schools in the country can exceed a staggering $55,000 per year. Chances are that you are not blessed with a bottomless bank account, but there is hope in the form of financial aid. Between grants and scholarships, private and federal loans, it is possible to pay for college without drowning in debt.

collegemoneyCulled from advice in my new book, B+ Grades, A+ College Application, this post offers a brief explanation of the financial aid application process, reasons why you should not be scared of school’s sticker price, and how to interpret your financial aid awards, so that you can eventually enroll in a school that you love—and can afford.

  • Financial aid documents are tedious and time-consuming. Their ostensible purpose is to determine your family’s ability to contribute towards college tuition. However, their format is meant to stymie and deter, so that the schools are not simply giving money away. Financial aid, for this reason, is something earned—not merely given. It requires work from your end, so make sure to follow all instructions and keeping on top of deadlines.
  • Don’t get “Sticker Shock.” The amount of aid offered can vary from school to school. Even so, the reality remains that many families cannot afford the number calculated for them. Instead of letting colleges dictate how much you can afford, it is better to come up with a realistic budget that takes into consideration your family’s out-of-pocket contribution and your debt limit.
  • To this end, add some “safety schools” to your list. While financial aid can help you close the price gap between your private and public college options, it is still a wise decision to do your research and compare costs. This may involve adding more safety schools to your list if you are looking for a substantial amount of financial aid. It’s a tough reality, but applying for financial aid may actually hurt your chances of admission because most schools simply can’t afford to make admissions decisions without simultaneously calculating their own financial aid budgets. By adding more safety schools, you are giving yourself reasonable options in the event you are not admitted into a need-aware college.
  • Even if you have a set budget, you still have to apply for financial aid to know exactly how much and what kind of aid you’re going to receive. As I mentioned before, different schools follow different models when it comes to offering their students financial aid. Things like retirement accounts, investments, home value, credit card debt, and medical expenses can all affect the amount colleges think your family can pay and the types of aid you receive.
  • Finally—and most importantly, make the most of your application! By putting together the best possible application you can convince any admissions committee to accept you—and to want you in their school so badly that they won’t care if it costs them a little more money.

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Military Benefits – What Today’s G.I. Bill Offers You

Military Benefits – What Today’s G.I. Bill Offers You

militaryspouseThe original name for the G.I. Bill of Rights was the “Serviceman’s Readjustment Act of 1944.” The original Act focused heavily on two supportive benefits: financial assistance for tuition and mortgages. Today’s G.I. Bill has continued to develop into a comprehensive transitional assistance program that takes into account both the needs of transitioning military and also the needs of their loved ones, including spouses and dependents. The G.I. Bill began to evolve in earnest after 9/11, when educational benefits, including military scholarships, were expanded yet again and additional benefits were also added.

The G.I. Bill: Explained

While there are many benefits included for eligible personnel under the G.I. Bill, some research and advance planning is often required to make the most of those benefits. There are actually several versions of the G.I. Bill that are active today, the best known and significant of which are often regarded as the original G.I. Bill, the Montgomery G.I. Bill and the Post-9/11 G.I. Bill. Visiting the Department of Veteran’s Affairs (VA) website can help you identify which version of the G.I. Bill applies to your status.

The Post-9/11 G.I. Bill

The most significant change to the G.I. Bill that occurred post-9/11 is in the area of educational benefits for veterans. The change is so significant that the official name for the revised bill is the “Post-9/11 Veterans Educational Improvements Act of 2010.” These expanded educational benefits apply to all active duty service personnel or veterans who were serving on or after September 11, 2001.

Minimum Criteria to Qualify for G.I. Bill Benefits

At present, the basic minimum criteria you must meet in order to qualify for benefits under the G.I. Bill include these.

  • 90 days of active duty. Eligible service personnel must show proof of engaging in active duty (in war or peacetime, in combat or in other capacities) for 90 days to qualify.
  • Honorable discharge. Eligible service personnel must show proof of honorable discharge to qualify.

Your G.I. Bill Benefits

The basic benefits all versions of the G.I. Bill offered to military service personnel and/or eligible veterans include these.

  • Education/training and tuition assistance. Education and training can include higher education at the college level as well as applicable vocational training assistance.
  • Mortgage assistance. Mortgage assistance offers eligible personnel and veterans the ability to receive special mortgage rates.
  • Unemployment and career search/job placement assistance. The VOW (Veterans Opportunity to Work) and Hire Our Heroes (HOH) Acts of 2011 required additional unemployment compensation and career search/job placement benefits under the G.I. Bill.
  • Benefits for spouses and dependents. Eligible spouses and dependents can also access a variety of benefits under various versions of the G.I. Bill.

Transfer of G.I. Bill Benefits

One of the most important benefit components of the revised G.I. Bill includes your right to transfer your benefits under the G.I. Bill to immediate family members. These are the criteria you must meet to qualify.

  • Order the transfer to an eligible family member. Eligible family members include spouses and one or more dependents or some combination of both.
  • Six years of prior service plus re-enlistment for four more years of service. In order for the transfer to be valid, you must have already completed six prior years of service and be willing to re-enlist for four additional years of duty.
  • Already have 10 years of service completed. If you have already completed 10 years of service, you may transfer your benefits without re-enlisting for four additional years.
  • Retirement dates affect your obligations. Depending on your set retirement date (if applicable) the requirement to serve an additional length of time may be waived or reduced.

When to Access G.I. Bill Benefits

The military recommends that any active duty or transitioning service personnel begin planning to access G.I. Bill benefits up to 24 months before they will be needed. This incorporates plenty of time for preparation, planning, application and receipt of benefits. Proper pre-planning becomes especially important when tuition assistance benefits under the G.I. Bill.

By gaining a complete understanding of the full range of benefits you can receive under the G.I. Bill, you will find that the transition back to civilian life is easier and more affordable for you and your loved ones.

 

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Split the Check: Co-budgeting Tips for You and Your Roommate

Split the Check: Co-budgeting Tips for You and Your Roommate

collegeroommatesjpgThe guest list for your house-warming party can wait. Co-existence with a new roommate is exciting, but one key part of your relationship can turn things sour: money. Bills are a part of any living arrangement, and a well-thought plan will keep you and your roommate on good terms.

Determine the Split

Before you can organize a real budget with your roommate, you must determine how much each party is paying. Split the rent based on the amount of space each individual is occupying. For example, if you have a larger bedroom, then you should pay a slightly higher rent. If the bedrooms are the same size, then you might split the cost of rent in exactly half.

The same rule applies to other bills. You need to split the bills based on the usage or a set agreement before moving into the same space together. According to http://www.internetproviders.com, the cost of an Internet connection is variable on what kind of connection you want. Your roommate might have different requirements than you. Even if the cost is reasonable, focus on the usage to develop a proportionate amount each individual pays.

MovingToday.com suggests that paying a proportionate amount of the bills and rent will reduce the number of complications when it comes to budgeting. Split all of the bills that are shared, even if certain utility bills are obtained in one roommate’s name. If a bill is in your name and your roommate uses the utility more, then ask your roommate to pay the appropriate percentage before the bill is due.

Shop Together

Talk to your roommate about groceries and other necessary expenses that are not basic bills. Determine whether you are going to buy groceries together or separately. Organize your plans so that you can shop together if you determine that the groceries are being purchased together.

ApartmentRatings.com suggests that organizing the foods that you will buy together or setting up a plan of action related to basic necessities will reduce the burdens that you and your roommate are facing. You do not want to pick up the financial slack of your roommate, but you also do not want to place an additional burden on him or her.

Talk about groceries and similar expenses and then organize your budget accordingly. If you plan to split the groceries evenly, then shop together so that each individual can pay half of the price.

Arrange Your Maximum Expenditures

Setting a personal budget is a key part of arranging a co-budget. You and your roommate will need to discuss the cost of furnishing common areas and paying for basic necessities. Before you can organize a co-budget related to furnishings, identify the maximum amount that you have available to spend.

Talk about your budget and the funds that you have available. Set a goal related to furnishing the apartment or common space so that you and your roommate are on the same page.

According to AZfamily.com, a personal budget will allow you to organize all of your income sources and expenditures so that you are able to meet your financial goals. Not all of your expenses will be budgeted with your roommate. Ideally, only your utilities, groceries and rent are budgeted with your roommate. Discuss other expenses that are used communally with your roommate before making any purchases.

 

Posted in Financial Literacy1 Comment

4 Quick Pros and Cons of Studying at the University of London

4 Quick Pros and Cons of Studying at the University of London

Light Reading with Your Tea and Biscuits:UniversityofLondon

When the travel bug bites, some of the first fantasies that come to mind are exploring the Amazon Rainforest, worshipping at Hindu temples in India or running with the bulls in Spain. So, given all of these adventurous possibilities, why would anyone choose to go to the rainy U.K.? This is often one of the first reactions among students looking to study abroad and travel enthusiasts alike, but let’s look at some of the pros and cons of what the U.K. (specifically, the University of London) has to offer for travelers with a thirst for culture and adventure.

PRO: London is a burgeoning business hub

If you’re interested in becoming involved with the world of international business, London is an ideal destination for your specific professional pursuits. London offers virtually unlimited access to nearly 375 million European Union consumers, which naturally carries opportunities for developing experience and sharpening professional skills. London is the second largest financial capital in the world, home to more than 13,500 overseas companies from more than 90 countries and the base of over 100 of Europe’s 500 largest companies.

CON: The weather can be a drag

Let’s face it: If you’re in London, you’ll probably experience some rain. This might be annoying at first, but after a while you’ll get used to it. In fact, it may even start to become part of the city’s charm. Remember to forget your umbrella some days to experience London like a true native.

PRO: You’ll be welcomed with open arms

It can be tough for international students to adjust to a new overseas culture, and that’s why the University of London strives to make overseas students feel as welcome as possible. Students are encouraged to take advantage of on-campus accommodation, which includes a modern, single-student bedroom with a shared kitchen and bathroom. International students are fully integrated in the classroom and outside of it with both UK students and the 200+ study abroad students the university draws in each semester.

CON: London is expensive

Good things in life don’t come cheap, and London is one of them. This land of opportunity for international students comes at a pretty high price tag—and that’s without the daunting conversion rate between the U.S. dollar and the British pound. The cost of living in London is even 10 percent higher than the cost of living in New York, which might put a dent in the savings of many American students.

Ultimately, it’s up to you to decide whether London is the right city for your study abroad trip. Although everyone will approach these problems and benefits in a unique way, one non-negotiable factor of studying in England is the need for insurance for studying abroad in the U.K. It might add an extra minor expense before your trip, but it could end up preventing a major one throughout your stay.

Study abroad isn’t a one-size-fits-all experience, so be sure to give this decision a lot of thought before committing to our friends across the pond. Regardless of your destination, a study abroad trip is a once-in-a-lifetime experience that will teach you far more than you could ever learn in a domestic classroom.

About the Author:

Today’s guest article is provided by Kristine Esser. She enjoys writing about study abroad opportunities for college students.

Posted in News Room0 Comments

Top 5 Differences – Federal and Private Student Loans

Top 5 Differences – Federal and Private Student Loans

Today’s guest article is provided by Craig Anderson

It is the time of the year when students begin making student loans decisions. In many ways the decision is a simple one if the school offers a Federal Direct Stafford Loan, Graduate Direct PLUS Loan or Parent Direct PLUS Loan. But Private Student Loans are an additional option for students to consider. But what is a Private Student Loan and how does it differ from the Federal Direct Loans which have been the topic of so much media discussion in past months? Simply put, Private Education Loans are loans to the student which are directly from banks rather than the Department of Education.

Stressed Over MoneyBefore taking a look at the top 5 differences between Federal Direct and Private Student Loans it is helpful to first look at the similarities:

1)      All federal loans and nearly all private loans are certified by the school’s financial aid office. They will determine how much a student can borrow, typically cost of education less other aid.

2)      Most loan programs allow the student to defer payment of principal and interest while in school. The interest will still accrue (except on Subsidized Stafford Loans) and borrowing costs can be reduced significantly if the student makes some sort of in-school payment.

3)      They have to be paid back.

Top 5 Differences between Federal and Private Student Loans

1)  Interest Rates

Federal Loans

As of this writing, Direct Stafford Student Loans have a 6.8% rate. For a Subsidized loan the federal government will not charge you interest while the student is in school. This is a significant benefit for students. The Unsubsidized loan will accrue interest while the student is in school but payments can be deferred until after graduation. Another option is the Graduate or Parent PLUS loan. This rate is currently set at 7.9%. Interest accrues on these loans while the student is in school but payment can be deferred until after graduation.

Private Loans

Private loans are typically based on PRIME or LIBOR plus a percentage over that. The rate is based on the credit of the student and/or the cosigner. Depending on credit, students may qualify for a rate lower than federal loans offer. It could also be much higher. The rate is disclosed after the borrower completes the application and is approved.

Private Loans offer two different rate structures. The first is a variable rate. Variable rates can offer lower initial rates but can rise over time. As interest rates rise, so will the overall cost of the loan. Another alternative is a Fixed Rate private loan. The rate may not be as low as a variable rate loan, but it will never change.

2)  Fees

Federal Loans

In addition to the interest rate that will be charged on the loan, students will pay an origination fee. These are assessed upfront and taken out of loan proceeds. On a Federal Direct Stafford Loan the fee is 1.051%. On a Graduate or Parent PLUS loan the fee is 4.204%. On a typical Stafford Loan of $8230 the fee is around $86. The average PLUS loan of $12,186 will have an origination fee of $512.

Private Loans

The majority of private student loans do not charge origination fees; they have been eliminated along with back end repayment fees. The student will get exactly the amount borrowed from the lender.

3)  Cosigners

Federal Loans

The Federal Direct Stafford and PLUS Loans do not require a cosigner. In essence the federal government is the lender and cosigner. The only exception is if the PLUS loan applicant does not pass the credit criteria. In that case they will need an “Endorser” who effectively acts as a cosigner on the loan. They are agreeing to pay the loan if the borrower does not.

Private Loans

By law, private loan lenders cannot require the applicant to have a cosigner, but most students will want to have one. The typical undergraduate does not have a significant credit history so it is hard for lenders to determine the risk of making the loan. If the student is approved for the loan they will likely be charged the highest rate. Adding a qualified cosigner to the loan with good credit can lower interest rates, sometimes significantly. Many private loan lenders offer rates competitive with the federal loan programs, but only when a good cosigner is on the loan. It is important to recognize though the cosigner is now part of the loan transaction. They are agreeing to make the payments on the loan if the student borrower does not. Many cosigning parents don’t realize this and are surprised when they get that first call from the lender asking for payment.

4)  Repayment Options

Federal Loans

One benefit of the federal loan programs is the wide variety of repayment options they offer. Depending on what the student borrows, the payments can be large, especially right out of college. As a result, Congress has created a variety of repayment options that allow students to better manage their payments and align them with their income. This can be done by extending the repayment period of the loan or allowing the borrower to make payments as a percentage of their income instead of the standard principal and interest payment. While all these plans result in lower monthly payments, they can also result in the borrower paying significantly more than they would if they paid it off on the original terms. While these programs are helpful, borrowers should try to get back to making payments on the original terms as soon as possible. The Department of Education has considerable information on repayment plans including eligibility requirements and calculators.

Private Loans

Private Education Loans typically offer less repayment flexibility than federal loans. While most lenders offer students the option to defer payments until after graduation, they offer less flexibility once repayment begins. Regulatory requirements prohibit lenders from changing loan terms and conditions while the student is in repayment.  Lenders can offer temporary relief from loan payments in 2 month increments. But the lender can only offer this for a total of 12 months over the life of the loan and only if the student’s difficulty is temporary.

5)  Loan Discharge and Forgiveness

Federal Loans

In some cases federal loans can be forgiven or discharged. Under the Income Based Repayment (IBR) and Pay As You Earn (PAYE) programs borrowers’ loans can be forgiven after a number of years of payments. There are also additional options for students in Public Service positions as defined by the Department of Education. Loans may also be forgiven or discharged in the case of permanent and total disability, closure of the school the student is attending and some other circumstances.

Private Loans

Private loans vary on the circumstances under which a loan can be forgiven. Most forgive the loan in the case of the death of the borrower and some in the case of disability. Before accepting a private education loan it is a question borrowers should ask.

Conclusion

The real question then is when should a student borrow a private loan instead of a federal loan? That comes down to what the student (and their parent) wants to do. Federal loans offer many benefits, but with a good cosigner a student may be able to get a better priced loan. In some cases, parents don’t want an education loan in their name, but they are willing to cosign for a private loan.  Or, a student may need to borrow a private student loan because their federal loans are not covering the cost of their education. It is an important decision and one which every student should take some time to consider. Students may be told to borrow federal loans first as they are “always better.” It is not always the case; it depends on each individual student’s circumstances. Students and families considering private loans should take the time to do their research.

About the Author:

Today’s guest article comes from Craig P Anderson, who has been working in the Higher Education Finance Industry for over 20 years. He is a Student Loan Expert and has worked for a variety of student loan providers including Chase and Sallie Mae. He also worked in the Financial Aid Offices of the University of Florida and St. Petersburg College and has served on several industry boards. You can read more from him at CommonSenseStudentLoans.com or follow him on Twitter @CraigPAnderson .

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Earn Some Cash By Tutoring Through Your College Years

Earn Some Cash By Tutoring Through Your College Years

CollegeTutoringA quality education is absolutely necessary to benefit from the numerous advantages it can bring someone, both with career and everyday life. College students may have a lot on their plates because getting an education comes with its own difficulties. Many have to deal with the high costs of their education on their own, which can interfere with their studies. Smart students, however, choose part-time jobs that allow them to earn extra money and, at the same time, benefit from an even better education.

Tutoring Your Way through College

Tutoring through college can be a great way to make extra money, which can help with living expenses, and help pay for a part of your education. If you dedicate enough hours each week, you can earn more money than you would at other low-paying jobs, commonly accepted by college students. Tutoring allows you the opportunity to excel in your studies because each tutoring session becomes a learning experience for you, too. Even the most experienced teachers learn something new in their field every day!

Having said that, you’re not limited to tutoring fellow college students. Your knowledge can also be appreciated and put to good use tutoring younger children, who may be experiencing difficulties in elementary school, or high school. As a result, you review material so that it always stays fresh in your mind, thereby helping yourself while helping others. Not only do you benefit financially, but you also have the opportunity to reap the rewards that come with educating others. Many teachers and professors continually express just how rewarding teaching is, meaning you can start experiencing these positive rewards while you’re still earning your own education.

Create Your Own Schedule

It’s very simple and convenient to become a tutor, and all it takes knowledge in a particular subject, and dedication to your students. You can work as much or as little as you wish, according to your own needs. You can also work at a pace you’re comfortable with, as well as a schedule that will allow you to enjoy the pleasures of college life, too. You don’t have to work night shifts that make it almost impossible to socialize, or hours that would interfere with your education.

How to Build up a Clientele

At first, it may be challenging, but building a clientele after booking your first student will be a cinch. Advertise your services for free by using bulletin boards, like those found in grocery stores or the municipal library. Tape pamphlets to lampposts, and hand them out at schools and busy intersections. They should be colorful for an eye-catching effect, and look professional, without any spelling or grammatical errors. Don’t forget to include your contact information.

Again, it will only take one student to get the word out about the quality of your tutoring skills. Word of mouth, one of the oldest and best forms of advertising, will see to it that your schedule is thoroughly booked. If competition is steep, try to offer some incentives, like reduced rates for a limited time, or packages with interesting rebates.

The Other Benefits of Tutoring

Working as a tutor through college can also help you benefit from acquiring improved people skills. In addition to that, you’ll get to grow your communication skills, which will be extremely beneficial to your future, regardless of your chosen career path.

The bottom line is that tutoring is, in itself, a form of education that should be experienced by college students. The rewards are extensive, including the numerous opportunities to meet more interesting people, which can lead to forming great relationships that can last a lifetime.

About the Author:

Today’s guest article comes from Ryan Ayers. He is a writer who creates informative articles in relation to education. In this article, he offers a few benefits to tutoring during college and aims to encourage further study with a masters of higher education online.

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