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4 Sensible Ways to Save Money on Technology in 2015

technologysavingsAs a college student, you are probably well-aware of how expensive it is to go to school. Between paying for tuition, books, rent, gas for your car and necessities like late night pizzas, you probably have more month left than money most of the time.

While you might be tempted to get a second job or ask for as much overtime as possible, there’s a lot to be said for spending less money rather than always looking for ways to earn more. With that in mind, the following four tips can help you save some serious money in 2015, and they all share one thing in common — technology:

Cut Back on Cable

Yes, you love watching TV and you don’t want to miss any of your favorite shows or ball teams’ big games. But when you signed up for your cable service, chances are good that you ended up with a much bigger package than you really need. Most households pay close to $90 a month for cable, an amount that is predicted to rise, according to Consumer Reports. The next time your bill arrives in the mail, don’t just pay it, study it. Take a look at what you are paying for and what channels you can eliminate to save money. A classic and common example is premium movie channels; when you signed up for cable you might have been promised a certain number of months for free. Those months have probably passed and you might unwittingly be paying big bucks for channels you never watch. Once you determine what you can cut from the bill, call the company and cancel any unneeded perks, and ask them if they can cut your bill any further to save money. It definitely doesn’t hurt to ask.

Downgrade Your Smartphone

While the iPhone 6 with all of its bells and whistles is definitely amazing, it is also a pretty spendy little device. If you are in the market for a new smartphone, there are plenty of other choices that feature all of the options you could ever want or need, but at a fraction of the price. For example, the ZTE ZMAX from T-Mobile is priced right around $250, which is significantly less than many other models like the iPhone or Galaxy. But don’t think that the lower price means lesser quality — the ZTE ZMAX features a nice 5.7 inch HD screen, powerful battery and Snapdragon Quad Core processor that makes the phone a breeze to use.

Trim Down the Cell Bill

Now that you have a lower-priced-but-still-cool smartphone, why not take it a step further and see about reducing the amount you pay for monthly service? As Dave Ramsey notes, there are plenty of ways to cut back on your cellphone bill. For example, your bill should indicate how many minutes you are using. If you are paying for 4,000 minutes a month but use an average of 2,000, ask to change your contract. Insurance is another common monthly fee that you might be able to eliminate and save some hard-earned money.

Limit Your Streaming Services

Netflix and Hulu are great ways to watch your favorite shows, when you want them. If you have both of streaming services, consider getting rid of one service; it will save you some money and chances are you won’t be missing out on many shows. In fact, depending on how much TV you watch, you might be able to get by with just the free, bare bones service from Hulu, or by watching shows online on the TV network websites.

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