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Archive | July, 2012

5 Things to Consider Before Pursuing a Graduate Degree

5 Things to Consider Before Pursuing a Graduate Degree

The desire to educate yourself is an admirable one, but enrolling in graduate school is also a complex decision worthy of serious consideration. In addition to your passion for learning about a particular subject, it is important to consider how this decision will impact your career and finances, as well as other factors. After all, you don’t want to be the guy who finds out halfway through the first semester that earning an MFA in creative writing isn’t the same thing as landing a book deal or that earning an LLM doesn’t qualify you to sit for the bar exam in your home state. Here are five things you should think about before enrolling in any graduate degree program:

1. Depth of Interest

This may sound obvious, but to spend two or more years studying a subject academically, you have to be really interested in it. A lot of people enjoy sitting around and leisurely wondering how other people’s minds work, but many of them would lose interest after a semester of graduate level coursework. Don’t go for a master’s in something you’re just curious about — go for your passion.

2. Career Path

Make certain to research what jobs will be available to you after graduation and what further options might open up several years down the line. Your graduate studies should lead into a meaningful job that will enable you to pay off your loans, at the very least.

3. Program Format

Are you willing to commute or relocate for a two-year, full-time program? Do you want to hold on to your current job or continue raising your children while taking night classes? Or would you prefer the flexibility offered by one of the new generation of high-quality online master’s programs?

4. Financing Options

Graduate school costs money, and the best schools tend to come with the highest price tags. Depending on your area of study, qualifications, experience and other factors, you may have several options for how to cover those expenses. Research grants, fellowships, scholarships, federal loans, private loans and the possibility of an employer financing you before dipping into your savings.

5. Return on Investment

Once you have an idea of where you want to go, how you’re going to finance your education and what kind of salary you’re likely to earn afterward, you can perform a return-on-investment calculation. Assuming you plug in all the right numbers, this formula will give you an estimate of how long it will take you to pay off your loans and begin reaping the financial rewards of your education.

There are a lot of factors to take into consideration before applying to graduate school, but if you make an informed decision, the odds are that you will be very happy with the program you end up in. Graduate school is the first chance many people have to engage in serious study of a subject they’re passionate about with a group of peers who share their fascination. It can also open doors into a career that you have hungered for or rapidly increase your earnings in the position you already have. The important thing is to make sure you’re going for the right reasons, so that you can enjoy your education and its rewards when they arrive.

Today’s guest article is provided by Melissa Woodson. She is the community manager for @WashULaw, a premier Masters of Law program offered through Washington University in St. Louis. In her spare time, she enjoys running, cooking, and making half-baked attempts at training her dog.

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Trine U. President – Private College Can Be The Cheaper Option

Trine U. President – Private College Can Be The Cheaper Option

The following opinion piece was submitted by EARL D. BROOKS II, Ph.D., president of Trine University

According to the Indiana Commission for Higher Education, the average Indiana student graduates with $27,000 in debt. At Trine University, the average student loan debt (for May 2011 graduates) is $22,156. Trine is ranked by U.S. News and World Report as being one of the best colleges in the Midwest for students graduating with the least amount of debt. The amount of debt incurred by Trine graduates, in most cases, is less than students graduating from public institutions.

To reduce possible student loan debt, you might think the best choice is to go to the college with the cheapest sticker price, namely a state school or community college. I would encourage you to dig a little deeper. For example, thanks to the support of dedicated donors, many private colleges and universities can offer institutional aid to reduce the cost of your education, bringing the cost of a private education equal to or less than that of a public institution. Trine’s tuition for the 2012-2013 academic year is $27,660 and $29,750 (engineering). The average gift (from all sources) is $22,549 per year per student. While costs vary from student to student, if you take the average gift and subtract it from Trine’s sticker price, tuition drops to $5,111 and $7,201 (engineering).

Most students who graduate with less or no debt began taking concurrent enrollment (also known as dual credit) classes in high school. They also took classes during summer vacations, did not change their majors or schools and maintained grade-point averages above 3.0. Many also took advanced placement (AP) classes and earned CLEP (college level entrance placement) credits prior to entering college.

Future students should consider putting together a plan so they can graduate in less than four years. Before I continue, I should point out that graduating early from some programs is less possible. For example, our engineering students have to adhere to accreditation standards. We also encourage them to take internships or co-ops, which can sometimes delay graduation, but greatly enhance their chances of securing jobs.

Some people are opposed to the idea of graduating in less than four years because they think students should have “the college experience” before they head into “the real world.” Others think the demands of earning a bachelor’s degree early puts undue stress on students. The graduates of our abbreviated programs post-World War II are some of our most successful and most committed supporters of the university today.

This past year, some talented Trine graduates earned bachelor’s degrees in only three years. This put them in positions to enter graduate school or the workforce a year early and start earning money. After taking the cost of Trine’s tuition and subtracting the financial aid package for each early graduate, we found that those graduates saved between $9,300 and $19,000, plus the added cost of books and transportation (and in some cases, room and board). How did they do it? They sought out their academic advisors and developed a collaborative plan. Some came to Trine with college credits they earned through Trine Middle College as high school students. Others took summer and online courses.

Trine University is the only private institution in the state of Indiana to be included in the Commission for Higher Education Statewide Transfer and Articulation Committee’s Preferred Dual Credit Provider List. Through Trine Middle College, high school students can take a variety of classes at their high school (if the school is a participant) at rates cheaper than any community college, public school or private institution in the state. Some middle college students have accumulated over 40 credit hours, which can be transferred to many colleges across the country. Like other institutions, Trine also offers summer and online courses to all students – regardless of collegiate affiliation – at a significantly reduced rate, representing a savings of 50 to 60 percent.

Finally, you need to ask questions about your return on investment. In 2011, 91 percent of Trine University’s graduates had jobs or were enrolled in graduate school within six months of graduation. Our results for 2012 graduates will be released later this year, but I can already tell you that many of them are working or packing for graduate school. Companies such as GE Aviation, Honda, Cummins, Chesapeake Energy, Beckman Coulter, Rockwell Automation, Caterpillar, Symmetry Medical, BAE Systems and more have already hired graduates. Some graduates are pursuing master’s and doctoral degrees at Stanford, Yale, University of Michigan, the Air Force Institute of Technology and more.

Some would have you believe a college degree isn’t worth the investment. The earning power of an undergraduate degree is far greater than only a high school diploma or associate degree. A 2011 study by Georgetown University Center on Education and the Workforce says the value of a college degree is increasing. A story on Lumina Foundation’s website said, “According to the study, individuals with a bachelor’s degree now make 84 percent more over a lifetime than those with only a high school diploma, up from 75 percent in 1999.” Established in Indianapolis in 2000, Lumina is among the nation’s top 40 private foundations and is committed to increasing the number of students who enroll and graduate from college.

This year, Trine is awarding over $20 million in institutional aid to its students. Parents and students must understand the investment they are making when they head to college, as well as the investment an institution makes in each student. College can be and is affordable, and multiple institutions across the nation, including Trine, are working to help students earn meaningful, applicable degrees. Ask colleges about institutional aid, scholarship opportunities and grants. Ask your high school whether concurrent enrollment classes are offered. Push yourself and take summer and online courses.

Trine University is committed to making an affordable, quality education attainable. Our graduates see returns on their investments. So, when you think about college, don’t think of it as a debt; think of it as an investment with exponential earning potential.

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Ace That Scholarship Interview – Follow These 10 Foolproof Tips

Ace That Scholarship Interview – Follow These 10 Foolproof Tips

Getting an interview for a scholarship is a major achievement, but don’t go in thinking you’ve got it in the bag or you could end up empty-handed.

Making it to a scholarship interview essentially means that they think you’re a fit and you’ve gotten past the gatekeepers. Your goal should be to not only present yourself as the intelligent, mature person they were envisioning when they looked over your application and read your essay, but also show them a little extra something to push yourself over the top and beat your remaining competitors.

With these foolproof tips, that’s exactly what you’ll be able to do!

Don’t do anything boneheaded.

This one isn’t so much a scholarship interview tip as it is a tip for interviews and meetings in general, but it absolutely applies. Not being boneheaded includes things like: being punctual, dressing like a professional, being positive, and being polite.

Study up on them.

Is this a scholarship in a specific profession? Is it related to your major? Who founded it? Who runs it? Have previous recipients gone on to do anything notable? The more you can show that you understand who they are – especially in a complimentary way – the more impressed they’ll be. But don’t forget to…

Brush up on you.

Interviewers are likely to ask you a bunch of different logistical questions. Some of these will be background questions. Things such as your work and school experience, family information, where you ranked in your class, what your GPA was, what awards you won, and what extracurricular activities you were involved in. They will also ask future-pointed questions such as your plan for your studies and your career, and your projected expenses in school.

Know thyself.

This is similar to the above tip, but it focuses more on your beliefs and morals than on facts and figures. Why is this so important? Well, one of the reasons that interviews of any kind are so difficult is that we are required to speak intelligently about ourselves, something most of us just aren’t used to doing.

Be ready with good answers for such prompts as: tell us about yourself, describe your greatest achievement and failure, and name some strengths and weaknesses. You need to be able to paint yourself as a smart, charismatic person that is introspective enough to recognize the things you’ve done wrong and how to learn from those experiences in the future.

Hang out and make friends.

As much as it sounds like a cliché, these kinds of interviews really are all about the selection committee getting to know you. If you find yourself getting nervous, try to imagine that you are having a conversation with friends – or at the very least, with a teacher or guidance counselor you like. The goal should be to build a rapport and have a relaxed yet professional banter.

This is where learning about your interviewers ahead of time can come in handy. Maybe both of you like to ski or are fans of the same author. Bringing up these points can help you to ease into the interview.

Be enthusiastic.

One of the biggest mistakes that interviewees can make is to come across too stiff or too casual about the scholarship, not letting their excitement shine through because they’re too focused on the interview itself. Always remember that the interview is a means to an end, not the end goal itself.

Sell them on your educational plan.

If you want these people to give you money for your education, you’re going to have to give them a good reason to do so and show that you’ve really thought everything out.

Be ready to talk about where you plan on going to school, what you want to study, how long it will take you to earn your degree, and what kinds of career opportunities a degree in your field will open up for you. If the organization has a particular mission plan on a societal level, do your best to explain how getting this degree will enable you to forward their agenda.

Show how you’ve been a leader.

Most interviewers will ask this question, but even if they don’t, you should attempt to find a way to work it into the conversation, because articulating your leadership abilities is often vital to receiving a scholarship. A great place to fit this into the conversation is when you’re talking about your extracurricular activities.

But rather than listing off the ten clubs where you held leadership positions, limit yourself to one or two and speak about them in detail. Say why that club meant so much to you. Speak about things that you were able to accomplish and how that made you feel, such as earning money to go on a national trip or collecting enough food for charity to feed 100 families.

Also remember that you don’t have to actually hold a position to be a leader. A great way to show that you understand both sides can be to briefly mention your leadership positions, but detail a situation where you weren’t the official leader but still showed the qualities of leadership.

Describe what you’ve overcome.

One great way to get people on the selection committee rooting for you is to show them that you’ve had to overcome adversity to achieve success. For some people, this might be obvious – you or a family member suffer from an affliction of some sort, have endured hardships based on racism or bigotry, or worked to overcome disparities based on your financial situation. Of course, not everyone has experienced those kinds of problems, but that doesn’t mean you can’t find something to talk about. Everything from the death of a loved one to being benched right before the big game can be fodder if used correctly.

Ask questions (thoughtful ones, if possible).

Often this is the final question that interviewers will ask, and it’s usually done in such an offhand manner than most interviewees just say no, happy to have survived an ordeal.

Unfortunately, this question ties in directly with how much you care about their organization and others in general. They want to see that you’ve given some thought to the award and what it’s really all about. Show them that and you’ll automatically be ahead of much of the competition.

Author Bio

Today’s guest article is provided by Aileen Pablo. Aileen is part of the team behind Open Colleges, one of Australia’s leading providers of Distance Education. When not working, Aileen blogs about education and career. She is often invited as a speaker in Personality Development Seminars in the Philippines. You can find her on Google+

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Your Mother was Wrong: 4 Reasonable Tips for Grocery Shopping in College

Your Mother was Wrong: 4 Reasonable Tips for Grocery Shopping in College

When you were in high school living at home, you probably got lots of advice from your parents about “adult life.” Your folks likely cautioned you about credit cards, they may have taught you how to drive, and perhaps they also instructed you in the nuances of grocery shopping. Grocery shopping is truly an art that takes time and practice to master. Of course your parents likely had your best interests at heart when they suggested you purchase fresh vegetables frequently. But they’re real adults. You’re a student adult, and there’s a world of difference, especially in terms of time, money, and taste. Here are some reasonable tips for grocery shopping as a college student, tips that won’t break the bank while keeping you relatively healthy.

1. Skip fresh fruits and veggies, unless you’ve planned a specific meal incorporating these items.

We all like to make attempts at being healthier, and we often think we can do this by purchasing fresh fruits and vegetables. Just the word “fresh” can trigger wonderful daydreams of strength and vitality. But these fruits and vegetables won’t help you in the slightest if you don’t eat them before they rot. I’ve saved hundreds of dollars each year by simply not buying anything fresh unless I specifically planned a meal incorporating a fresh item for that evening or the following one. Seeing so much good food go to waste is really heartbreaking. Stop the cycle of throwing food out and buy canned or frozen.

2. Be honest with yourself. You aren’t going to cook every night.

As a pseudo-adult, you may have images in your head of you cooking a meal at home every night of the week, just like mama used to. But honestly—college student life is not conducive to cooking complicated meals every day. When you go the store, yes, plan a few extravagant meals. But realize you’ll suddenly get busy one evening, or perhaps you’ll be exhausted from an all-nighter and you’ll get lazy. Instead of planning several complicated meals, plan on or two, and the rest of the items you purchase should be for quick meals that can be prepared in fifteen minutes or less.

3. Realize that there are healthy versions of easy-to-prepare items.

Maybe you’re trying to get away from items like Ramen noodles and Easy Mac. And that’s great! At the same time, these college staples became college staples for a reason—they’re quick and they’re cheap. Unfortunately they add to your waistline while subtracting from your lifespan. Be aware that there are alternatives to these items, alternatives that are much healthier. Annie’s is a great alternative to Mac n Cheese, one made with organic whole grains. Annie’s even has a microwaveable version, too. When shopping in the frozen aisle, be sure to look for meals without preservatives and trans fats. Reading labels will go a long way in helping you purchase healthy stuff that’s still easy to prepare.

4. It’s better to go to the store frequently and buy less than to go once a month and buy a ton.

At least in my house, my family didn’t go to the grocery store often. Each time we went, it was something of an event. We were the family you would hate to be stuck behind in the check-out aisle. For college students, it’s better to buy small portions more frequently. You’ll know exactly what you’re eating for the week, so you won’t buy a bunch of stuff that you just don’t feel like eating later. It curbs waste, makes you eat less and healthier, and it’s better for your pocketbook, too.

Don’t get me wrong—grocery shopping will always be a struggle for those of us who are not yet quite grown-ups. But if you approach the process in a more reasonable and honest way, it can be a fun and economical experience. Good luck!

Today’s guest article is provided by Melissa Miller. She spent many years working odd jobs like street pantomime and burro grooming before finally admitting it was time to get her associate degree. Now she has sworn her life to helping others do the same by explaining the often tricky world of online education. Direct any questions or comments to

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25 Cost Saving Tips To Making College Cheaper

25 Cost Saving Tips To Making College Cheaper

On, I thoroughly enjoy serving as a resource for families and students that are trying to navigate the financial aspect of their college experience. I cover a lot of topics (many related to Financial Aid & Paying For College Options) but one of the most important resources I like to share is how students are saving their hard-earned dollars and making college cheaper on their own campuses.

Kayla Binkerd is a current college student and she recently entered CheapScholar’s “How Do YOU Make College Cheaper?” Scholarship giveaway. She took the time to submit 25 ways in which she saves money at her college. In an effort to share her knowledge and experience, I am passing her wisdom onto you. Enjoy!

1. Get a bank account and keep track (save receipts) of where your money goes (what you spend it on)

2. Put all of your spare change in a jar and when it is full take it to the bank-you’ll be surprised

3. Before buying your textbooks see if you can find a friend that has the book already and borrow it, or buy them used.

4. Sell your old textbooks online independently. Selling through the school cuts the value of your books substantially and chances are you will find someone who will buy them if you offer them even a little cheaper than other places.

5. Become familiar with Ramen, oatmeal, and tap water

6. If you have a meal plan – use it to its maximum and eat what you are paying for. Most schools don’t refund the meals that you don’t use.

7. Instead of buying at a coffee shop each day, invest a one-time expense in a coffee maker for your dorm room/apartment. It will save you a lot of money over time.

8. How about a date-night in? Make dinner and watch a movie in the apartment/room – way cheaper and you don’t have to tip =)

9. The super cute and new laptop is not necessary during college. An affordable and reliable one will do and generally for much cheaper

10. Keep your room locked and valuables (i.e. laptop) stored properly and securely. You don’t want to pay to replace them

11. Instead of buying new ink cartridges for the necessary printer, many drugstores will refill your empty one for cheaper, or there are refill kits you can do yourself as well.

12. Cable is unnecessary; most laptops have built in DVD players and most of the time you can watch TV shows through the channel’s web page.

13. Eating out seems cheap, but it adds up.

14. Study groups help keep you focused on the primary reason you’re in college- to get an education. The more time you spend being focused and involved, the less time you have to spend money on frivolous things.

15. Weekends are the place college kids lose money. Be creative, even if it includes a picnic, a long walk, flying a kite, a pick-up game of soccer or football, etc.

16. Pick up a local newspaper and check upcoming events for freebies: concerts, arts and crafts fairs, theater, festivals, art galleries, and museums.

17. Never shop when hungry (an age old rule); it is key to sticking to your grocery needs.

18. Walk, ride your bike, skateboard, etc. Use a car when necessary but not when feeling lazy. Gas money adds up FAST.

19. Carpool everywhere!

20. Fill out your FAFSA…early.

21. Stay on your parents’ cell phone plan, insurance, and any other necessary plan as long as you possibly can. Family plans = cheaper.

22. When you do laundry, FILL the machine to its maximum. Small loads are still the same price as large ones. If you are close enough to home, use your parents’ laundry room for free.

23. Exercise! Cheapest form of stress relief there is and it is good for you too.

24. If time allows, find an on campus job. Typically they are only 10 to 15 hours a week and if you don’t need to use it for tuition, it is more money in your personal account.

25. Work hard, but don’t forget to have some fun and know when to focus. You don’t want to have to retake a class because you forgot why you were paying for college.

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The Dream Job In College – Market Research

The Dream Job In College – Market Research

Unfortunately, the stereotype of the “broke college student” exists for a reason. Tuition, textbooks, housing, and meals can add up to an extortionate amount, and between attending classes, studying for exams, and participating in extra-curricular activities, many college students find it difficult to hold a full-time job while they earn their degrees. An internship can be a great way to gain experience in your field – but a lot of them are unpaid. Even students working part-time jobs may find themselves in need of some supplemental income. Paid Marketing Research is a quick, easy way for college students to earn some extra spending money and have fun doing so.

Marketing Research studies are perfect for students with busy schedules and irregular hours, or anyone who is looking to supplement his or her income without a long-term commitment. Focus Pointe Global, a leading national marketing research company, offers a variety of paid focus groups and interviews that generally take between 1 and 3 hours to complete and compensate you generously for your time.

Companies know that 18-25 year olds are on the cutting edge of technology, social media, fashion, and pop culture trends – and they are highly interested in your opinions! Paid marketing research allows you to help make improvements to the products and services you currently use and influence the direction a company will take in the future. Whether it’s an unaired ABC TV pilot, a Bank of America credit card for students, or the next generation of iPhone, major companies want to hear what you have to say about them! Your contributions to these discussions are highly valuable, so participants are always paid for their time – usually between $50 and $250 depending on the method and length of the study.

Focus Pointe Global engages young consumers in these research projects that then help companies identify and solve their marketing problems. This research is conducted in a variety of ways, ranging from in-person methods (like focus groups and one-on-one interviews) to online methods (like surveys and message boards). All of the information you provide during a study is kept completely confidential and used for research purposes only. Companies will not try to sell you anything during a focus group – they only want to know what is on consumers’ minds.

Focus Pointe Global has facilities conveniently located in 8 major college cities: Atlanta, Boston, Chicago, Dallas, Los Angeles, New York, Philadelphia, and San Francisco. Online and telephone-based interviews are open to people throughout the United States. Becoming a member is free and takes only a few minutes of your time. Click here to join and participate in upcoming paid studies in your area.

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Deck Out Your Dorm: Free College Futon Giveaway!

Deck Out Your Dorm: Free College Futon Giveaway!

Summer is an exciting time for first year college students. This is the time of year when they strategically plan their exodus from the place they have called home for the past 18 years and set the stage for what will be their new abode for the next four years. A lot of time and planning goes into this process. Residence halls have to be selected; roommates are decided upon; and somehow, a student needs to figure out how they are going to cram all of their belongings into a room that was designed for streamlined and efficient living.

To properly celebrate this occasion, and hopefully help out with the cramming statement above, has teamed up with DormCo to provide one lucky reader with a FREE COLLEGE FUTON!

This dorm furniture futon is exclusively available from DormCo. Whether you want a spot to watch tv, study or just hang out, a dorm room futon is a must have addition to your dorm supplies checklist. This futon retails for $250. Click here to see more information, including size measurements.

A Little Info About DormCo

DormCo is your one stop shop for everything COLLEGE DORM since 2010.  DormCo offers the widest selection of essentials for your college dorm at the lowest prices. Just because college tuition and textbooks cost an arm and a leg, it doesn’t mean that your dorm supplies should too.  DormCo understands everything that it takes to prepare for heading off to college, leaving your parents, and arriving on an exciting, yet unknown college campus. Everything for setting up your dorm room should be a fun and enjoyable process! By shopping at DormCo, you can be confident that you have everything you need for college life at prices that will make you brag to your friends. Connect with DormCo on Facebook and Twitter to get all sorts of inside college tips.

How To Submit Your Entries
The following represents the many different ways in which you can submit an entry into the giveaway:

Each of the methods above will give you an entry into the giveaway.  So, you could potentially have up to five chances to win the Free College Futon from DormCo

This giveaway will close on Thursday July 19th at midnight (Eastern Standard Time). I will randomly select a winner (using the wonders of technology – from the entries and announce the winner on this article on July 20th.  The winner has a week to contact me and arrange for delivery of the futon. If I don’t hear from the winner, I will randomly select an alternate.


Congratulations Katie R.! She is the winner of the new college futon provided by DormCo! Katie is dually enrolled at University of Massachusetts – Amherst and Fox Valley Technical College in Appleton, Wisconsin.


Hope you enjoy this giveaway. If you know of any deserving people that could make good use of a free college futon, please feel free to utilize the “share tab” below to pass this information onto them.

Good Luck! 😉

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Becoming A Nudist May Help To Make College Cheaper

Becoming A Nudist May Help To Make College Cheaper

During the course of the last year, I received a large number of responses from students entering CheapScholar’s How Do YOU Make College Cheaper? Scholarship Giveaway.  Some students tweeted their answers, others posted them on Facebook, and many more sent me their strategies to making college cheaper via email.

In an effort to to share their wisdom with others, I am starting a new series on called 1001 Ways To Make College Cheaper. Each week I will compile entries received from readers and post them here on

The following represent some of the responses I have received via Twitter. Enjoy!

@CheapScholar If one wants college cheaper, one must apply to all scholarships. One must also start saving up all of their money early.

@CheapScholar To make college cheaper I would put on my clogging shoes and dance for tips.

@cheapscholar There are many ways you could make college cheaper, however the best way is to go through high school making good grades.

@CheapScholar In order to make college cheaper, become academically qualified, involved in sports, and apply for a lot of scholarships.

@CheapScholar I make college cheaper by making grilled chicken on Monday and trying to make a different meal out of it every day after

@CheapScholar I make college cheaper by renting or shopping around for my textbooks.

@CheapScholar HOW DO YOU MAKE COLLEGE CHEAPER? Don’t start a family until you have that degree!!

@cheapscholar I plan on going nudist as to reduce the need to do laundry.

@CheapScholar #college scholarship  – I try to get the most reasonable housing: 4 roomies instead of 1

@CheapScholar I make college cheaper by taking the best of what I’ve got, and remaining optimistic. Know how to fund your dreams.

@CheapScholar i make college cheaper by buying used books and renting

@CheapScholar.. to make college cheaper I use my meal plan, so that I don’t have to go to the store every other weekend…

@CheapScholar My son is making college cheaper by applying for every scholarship he can find

@CheapScholar I make College cheaper by using the student discounts & the resources at my school that help us w/certain things.

@CheapScholar How do you make college cheaper?-I spend my money wisely.For instance, equally splitting the bill for groceries with roommates.

@CheapScholar #How2MakeCollegeCheaper Attend a college within your state

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