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Tag Archive | "Life After College"

Successful Strategies for NOT Moving Home After College!

uhaulCollege opens up the door to so many new experiences. It’s an opportunity to make new friends, experience a different environment and learn lessons beyond what the typical textbook can teach. For many students, it’s the first chance at independence and sweet freedom. That’s a taste that many don’t want to give up even after the four year experience is over. While the “boomerang” trend has nearly 45% of students moving back in with their parents after graduation, many other young adults opt to skip heading home and set their sights on a new city. Without the support of campus staff, however, it can be a tougher feat than one would expect. Here, we provide some tips and tricks for moving to a new city after college:

Visit the City First

It’s easy to feel that the grass is greener on the other side of town, but the truth is that the new city you’re eyeing may be quite different than what you’ve imagined. If possible, schedule some time to take a trip to the city you’re considering before pulling the trigger on the move. And don’t spend that time hitting up the tourist hot spots either, take some time to stroll the neighborhoods you might considering renting in to get a real feel for what life would be like. Even just a quick weekend can be an eye-opening experience that will help solidify or completely change your moving plans.

Keep safety in mind, also. Using sites like Crime Mapper can help you get a clearer picture of the crime rate in neighborhoods that you’re considering.

Set a Realistic Budget

Before you make any big move, you need to make sure that you’re financially secure. After all, what’s the fun in moving to a new city if you can’t go out and enjoy it due to limited funds? It’s important to take into account the monthly expenses that you’ll incur such as utilities, cable, and most notably, rent. Using a tool like For Rent can help you research the average rental rates and see what’s available in cities across the country. That way, you won’t experience sticker shock when you see the price of apartments for rent in cities like New York.

It’s also important to account for all of the costs that go into the move itself, including travel expenses, professional movers, storage facilities, and even rental application fees. Theses individual costs can add up quickly and have a big impact on your bottom line.

Set Up a Local Bank Account

If you’re moving from a small town to a big city, the local bank that you grew up with may not have any branches nearby. While this doesn’t present a problem when you’re swiping your debit card, ATM transaction fees (ranging anywhere from $2-$5 per transaction) can quickly put a dent in your bank account. Setting up an account with a bank that is convenient to your new location will not only help you avoid paying fees, but also give you peace of mind that you can get real, in-person assistance, when needed.

Job Hunt Before You Go

Moving can be stressful. And if you’re moving AND looking for a job at the same time it can be quite overwhelming. If possible, try to secure a job before making a move. Using sites like LinkedIn, Monster and Glassdoor can help you research local companies, network with people in the area, and easily apply for jobs online. If there are slim pickings in the industry of your choice, don’t rule out a part time job at a local café or corner store. It’s a great way to get to know others in your neighborhood and make sure you have an income source.

Don’t Be Homebody

In college, classes and campus events make it easy to make friends who share similar interests and a similar schedule. Once you’re graduated, however, it can be a bit harder to forge a friendship. Thankfully, you can use technology to your advantage. Sites like make it easy to find groups of people in your city who share your same passions and interests. In fact, in cities like San Diego, more than 100,000 meet-ups take place every week. Using sites like this can help you build relationships in your new city, before homesickness sets in.

Have Fun

Moving to a new city after college can seem like a daunting experience, and can certainly be stressful at times, but it’s important to have fun through it all and make the most of every day. Moving will open the door to many new experiences and you’ll create unforgettable memories in the process.

Have your own tips for moving to a new city after college? Share them in the comments below!

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The Secret to Post College Success

collegecampusIn a report by Accenture, 49 percent of 2013 and 2014 graduates consider themselves underemployed, while 52 percent reported being employed full-time. Meanwhile, a poll by Gallup shows only 11 percent of business leaders agree that college students are prepared to enter the workforce. While the news may sound bleak, it’s actually an incentive for college graduates to stand out from the crowd and empower their own careers. Take control of your future and stay flexible to opportunities for success. Here are five ways to get started.

Find the Latest Hotspots

Where you live can impact your job search success. Forbes reported that Yuma, Arizona, has one of the highest unemployment rates in the country. Meanwhile, in 2015, Denver, Colorado, was ranked by Forbes as the No. 1 place for business and careers. The city attracts college graduates for its highly educated labor force, outdoor recreation and promising economic growth. But there’s more to relocating and starting a new life just because of a promising job market. Before you decide to pack up, check out a rental site to explore the community and cost of living.

Learn to Network

An NPR article revealed that up to 80 percent of jobs are unadvertised, yet the majority of college graduates are still looking for positions on job boards and sending out positions. Finding those open positions can feel elusive, but are within reach with the right approach. Networking is the key to long-term job success whether you’re looking for your first position or switching careers.

Attending networking events is good advice, but not the only way to connect. Remember that your college peers are part of your network and joining your alumni organization, staying in touch and helping each other are all ways to build up a viable career network. Create your own network by joining or starting a LinkedIn group and connecting with hiring departments of companies you’re interested in and touching base.

Set Goals

Setting career goals starts in college by continuously building your network. Write out your goals and make a commitment to add 10 or even 20 new contacts to your network every week. Next, research careers you may be interested in and identify what type of experience you need. The more clarity you have about your job goals, the more likely you are to succeed.

Find a Mentor

The Student Career Development Study showed that 37 percent of college students say their parents are their mentors, 21 percent are family or friends and only one percent are someone found in an online marketing group. But if family and friends aren’t actually working in the field of interest, a mentorship can prove ineffective.

Empower your future by finding a mentor through your alumni center, online networking groups on LinkedIn or a former employer. It’s also not unusual to have several mentors depending on your needs. One mentor may shape communication skills while another can help with landing a first internship.

Get Creative About Interning

According to the National Association of Colleges and Employment (NACE), 63 percent of paid interns got a least one job offer, and 41 percent of unpaid interns got at least one job offer. While internships are crucial to college success, they’re not always easy to land in a competitive marketplace.

Get creative about your internships and open up other avenues like part-time jobs, full-time employment over the summer or looking into shadowing programs. Consider designing your own intern-style opportunities with free work. Charlie Hoehn, entrepreneur and author of the book, “Recession Proof Graduate,” strategically offered to do free work to land a dream career and rub elbows with successful entrepreneurs. According to Andrei Zakhareuski, an ESL teacher and BusyTeacher admin, the key to finding the right opportunity lies in being in the right place at the right time. Instead of just emailing your application from your apartment, go to the person or business you’d like to work for and introduce yourself. You’re more likely to be taken seriously once you’ve given employers a face along with your name.

Remember that your success may be contingent on someone’s decisions from time to time, but is still within your control. Stay flexible, look for creative opportunities and keep the momentum of your career moving toward success.

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What’s Your Passion? Get a Degree in Making a Difference

collegedegree1People are joining careers that parallel their passions today more than ever.  Maybe, it’s the influence of quotable leaders, the movie industry creating movies that encourage people to “live their dreams”, or education making it easier to obtain a degree that encourages and focuses on the dreams of the student.  Whatever the case may be there are more and more degrees and influences out there that are allowing us to follow our dreams.

If you were to ask a teenager what they want to be when they grow up you may get some broad answers.  It seems that our culture is steering more towards the entertainment or athletic fields, however you may get others that simply say “I want to make a difference”.

Although following your passion may not always be the most lucrative decision, here are a few degrees that allow us to make an impact in our lives and the lives of others after a few years of commitment.  Whether online or in person you can find a degree that supports your career in making a change.

Degrees in Health

A degree in any health field makes a difference.  Whether you want to be more hands on with a degree as a Clinical Nurse or as RNA you will be making a difference every time you clock in.  The best part about this degree is that once a bachelor degree is obtained you have the chance to advance your qualifications and education with online classes in a number of different concentrations.

Degrees in Education

A degree in any education field allows you to “mold the future”, not only of this country, but the world.  The down fall about a degree in education has always been how much money you will make, however there are programs overseas that allow you to work in international schools were teaching is respected and contracts are more stable.  Whether you obtain a degree in Elementary Education or Secondary Education, you can advance your education online while you are working and are often able to use your own work as projects for your master degree.  TEFL certifications are also available if this is a career that you know you want and allows you to leap frog the college path.

Degree in Public Administration

There are very few of us that know from a young age that what we want to do is make a difference locally.  We often think of making a difference as influence a state, country, or the world.  However, a degree in public administration allows us to make a difference in our own community.  If you are just figuring out that you want to make a difference locally, but currently have a career you can obtain an online masters in public administration and take those ideas that you’ve developed and put them to action.

Most of us reading this now may not have had the luxury of online classes to advance our education or to be able to affording going to school while working.  However, with the number of scholarships and programs that are available there are plenty of options out there that can assist us in getting our degree whenever.

What difference do you want to make?  Are there any degrees that you think encourage people to make a difference?

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4 Fiscal Cliff Insights From Financial Bloggers

FiscalCliffToday’s guest article comes from Miles Young

There’s no doubt that the fiscal cliff situation has been described in confusing and sometimes contradictory terms by the media. So, the best way to understand the fiscal cliff is to get insights directly from financial experts who can break it down for those of us who aren’t finance gurus. Students in finance should take note, as these insights directly affected the job market for recent graduates.

1. The Fiscal Cliff Risked Recession

According to Jeff Macke, the failure to reach a deal on the Fiscal cliff could have led to serious consequences for the economy. The 500 billion dollars in government spending cuts as well as tax increases that could have happened as a result of the standoff could have been a nontrivial problem. As a result of this standoff, some of the following effects were possible:

  • Tax hikes for Individuals and Businesses.
  • Bush-era Tax Cuts and Obama’s Payroll Tax Cuts going away
  • Military, Domestic, and Federal programs slashed
  • Tax rate for Dividends for investors could’ve risen as high as 40%

These individual consequences could have added up to another recession according to some experts. Since the previous tax cuts involved bolstering incomes, if they’d been slashed, people would’ve had much less disposable income to put into the economy, resulting in recession.

2. Investors Who Don’t Panic Better Survive Fiscal Cliffs

Experts like Bill Mcnabb advise investors to not get too flustered by headlines such as those that happened during the fiscal cliff. Short-term changes in the news and in fiscal problems in the country are just that, short-term. Mcnabb told investors to “Keep calm and carry on” during the fiscal cliff. The potential rise in taxes for any type of business transaction won’t be as potentially catastrophic as making poor decisions because of panic based on the headlines.

3. The Fiscal Cliff Deal Didn’t Affect Spending Cuts

The current issue regarding spending cuts is called “Sequester,” and it’s being dealt with now because the fiscal cliff deal didn’t address spending cuts originally. The fiscal cliff concerned only the revenue side of the equation, specifically how to deal with taxes and other related governmental incomes.  As a result, a whole new debate occurred after March 1st about which types of spending should be cut and by how much, pitting Democrat versus Republican in a show down once again.

4. Fiscal Cliff Deal Was a Stop Gap

The last minute agreement for the fiscal cliff deal helped ward off the worst of the bad effects that could’ve resulted if the deal hadn’t been struck, but it also had serious limitations. According to Russ Koesterich, the economy should continue to improve this year, but the GDP growth won’t get higher than the 2 percent growth that’s happened previously. Also, the deal only extended a freeze on spending cuts by 2 months, unemployment benefits to a year, and a freeze on Medicare benefit cuts to a year.

Overall, those who have an accounting bachelors degree or other training in finances will be the most able to fully understand the fiscal cliff. They will also be the best equipped to deal with the continually evolving situation that springs out of it in the U.S.

Image via Flickr by DonkeyHotey

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